Coverage built around how your business actually runs.
Your business is your livelihood, and protecting it takes more than a one-size-fits-all policy.
Manufacturers, contractors, fleets, warehouses, retailers and more.
We work with commercial clients of all sizes to build comprehensive programs that address your real exposures. As an independent agency we have access to a wide range of carriers and the expertise to put together the right package, so you can focus on running your business with confidence.
General liability
Injury and property damage claims from customers, vendors and the public.
Commercial property
Buildings, equipment, inventory and business income after a covered loss.
Business owners policy
Liability and property packaged together for small and mid-size businesses.
Commercial auto
Vehicles, drivers and hired or non-owned auto exposure.
Workers’ compensation
Required employee injury coverage, with help on audits and class codes.
Umbrella & excess
Higher limits above your liability, auto and employer policies.
Contractors & inland marine
Tools, equipment and projects in transit or on the job site.
Professional & cyber
Errors and omissions, data breaches and business interruption from cyber events.
Commercial and industrial programs, built by people who know the work.
Manufacturing & fabricationMachine shops, metal fabricators, plastics, food processors and specialty manufacturers.
Contractors & constructionGeneral contractors, excavation, concrete, electrical, plumbing, HVAC, roofing and specialty trades.
Trucking & transportationFor-hire and private fleets, owner-operators, hotshot haulers and delivery services.
Warehousing & distributionWarehouses, logistics providers, wholesalers and distribution centers.Industrial & mechanical servicesMillwrights, machine repair, welding, rigging, industrial cleaning and maintenance contractors.Auto services & dealersRepair shops, body shops, towing, tire and lube, and independent dealers.AgribusinessGrain elevators, seed and chemical dealers, custom applicators, equipment dealers and ag retail.Retail & wholesaleMain Street shops, specialty stores, e-commerce sellers and wholesale suppliers.Restaurants & hospitalityRestaurants, bars, caterers, event venues and lodging.Real estate & property ownersLandlords, commercial building owners, property managers and HOAs.Professional servicesAccountants, consultants, engineers, technology firms and medical offices.Nonprofits & churchesChurches, schools, community organizations and charities.
One agent, many carriers.
A captive agent can only offer one company’s products. We compare several, then explain the trade-offs in coverage and price so you can decide.
- Coverage reviewed as your business grows or changes
- Certificates of insurance turned around quickly
- Help preparing for premium audits
- An advocate in your corner when you have a claim
Answered on a Saturday. Covered before we went home.
“When I was in an accident on a Saturday and needed to know how to use the roadside assistance and towing on my policy, they answered and stayed on the phone with me until everything was handled. A short time later, I purchased a new car and the staff stayed after-hours to be sure I was adequately covered before going home.”
“As a small business owner with ever changing needs, Chittick Insurance is beyond incredible. Matt responds within 1 working day, is helpful navigating the insurance world in terms I understand, and truly has my best interest in mind as an entrepreneur.”
“They made the process of purchasing home insurance so seamless and easy. I couldn’t have gotten through my home buying process without them.”
Let’s review your business coverage.
A short conversation is usually all it takes. We’ll review your current coverage, shop our carriers, and walk you through the options in plain language.